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Garage Liability Insurance

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Garage Liability Insurance

Generally speaking, garage liability insurance is purchased by someone who owns a repair shop or some other auto service center. It typically covers liability for the premises and operations, products and completed operations. So, if you are the owner of a service center and someone who applied for employment claimed discrimination or a customer slipped and fell or claimed faulty parts or service, you would be covered.

Garage liability insurance also covers automobiles owned by the business, but it does not cover customers’ cars that are left in the care of the shop. That sort of coverage is known as garage keepers’ insurance. Garage keepers’ insurance is usually sold with garage liability policies, but it is still a separate contract.

The cost of garage liability insurance varies according to a number of criteria, including the limits and deductibles selected, the location and size of the business to be insured, the number of employees and locations that a business maintains and any pre-existing history of loss that the company might have.

 


 

The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at the Kocman Kunkle Insurance Group before making any decisions or choosing a course of action.

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