Business insurance is a bundle of coverages starting with the basics of general liability and commercial property protection. Your custom designed protection plan will build from there to best protect your particular type of business from the many general risks, to those that might be unique to your industry. Regardless of the line of business you are in, this is the place to start.
General Liability like the name suggest covers a your business from the general liability associated with running a business. Professional Liability focuses specifically on lawsuits that stem from your professional services such as your errors and omissions.
Covering your business vehicles against losses is an important part of your business insurance portfolio. Many variations and options exist to assure that you have the right coverage on your vehicles for your particular operation.
Making your workplace safe is certainly one of your top priorities. Even so, accidents happen. Having Workers Compensation insurance protects your company from litigation and covers injured workers’ expenses.
No matter how well you plan, accidents can still occur; and depending on the circumstances, the resultant claims against your business can far exceed your planned coverages. When this happens, it can put your entire business at risk unless you have an ‘umbrella’ for protection.
Health insurance has been a hot topic for some time, and group health insurance benefits are possibly more important to employees than ever. The professionals in our agency know the guidelines and can answer your questions to help you plan the best coverage for you and your company.