Commercial Insurance in York, PA

York, PA business owners can discover the peace of mind that comes with properly protecting by exploring our wide range of commercial insurance options today.

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Business Owners Policy

Business insurance is a bundle of coverages starting with the basics of general liability and commercial property protection.  Kocman Insurance Group will design a custom protection plan to protect your hard work.

General Liability

General Liability covers you from the everyday risks associated with running your business. 

Professional Liability

Professional Liability focuses specifically on lawsuits that stem from your professional services such as errors and omissions.

Workers Compensation

Making your workplace safe is certainly one of your top priorities.  Even so, accidents happen.  Having Workers Compensation insurance protects your company from litigation and covers injured workers’ expenses.

Commercial Auto

Covering your business vehicles against losses is an important part of your business insurance portfolio.  Many variations and options exist to assure that you have the right coverage on your vehicles for your particular operation.

Group Benefits

Health insurance has been a hot topic for some time, and group health insurance benefits are possibly more important to employees than ever. The professionals in our agency know the guidelines and can answer your questions to help you plan the best coverage for you and your company.

Commercial Umbrella

No matter how well you plan, accidents can still occur; and depending on the circumstances, the resultant claims against your business can far exceed your planned coverages. When this happens, it can put your entire business at risk unless you have an ‘umbrella’ for protection.

Cyber Insurance

Cyber insurance is a type of insurance policy that provides coverage for businesses and individuals in the event of cyber incidents such as data breaches, cyber attacks, and other related issues. The policy typically covers the costs associated with cyber liability, including legal fees, data recovery, and business interruption expenses.

Bonds

Bonds insurance is a type of policy that protects individuals or businesses from financial loss due to a breach of contract or failure to complete a specific project. By purchasing bonds insurance, customers can have peace of mind knowing that they are covered in the event of unforeseen circumstances or issues with contractors.

Employee Practices Liability Insurance

Employee Practices Liability Insurance (EPLI) protects businesses from financial losses due to claims of discrimination, harassment, or wrongful termination by employees. It covers legal fees, settlements, and judgments resulting from such claims and provides peace of mind for any organization concerned about protecting its reputation and financial stability.

Builder's Risk Insurance (Construction Insurance)

Builder’s risk insurance provides protection to a construction project owner and contractor in case of any damage or loss of the building during the construction process. This policy covers a range of incidents such as theft, vandalism, accidental damage, fire, and hurricanes, ensuring the project’s completion and maximizing the return on investment.

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Business Owners Package

Business insurance is a bundle of coverages starting with the basics of general liability and commercial property protection.  Your custom designed protection plan will build from there to best protect your particular type of business from the many general risks, to those that might be unique to your industry. Regardless of the line of business you are in, this is the place to start.

General & Professional Liability

General Liability like the name suggest covers a your business from the general liability associated with running a business. Professional Liability focuses specifically on lawsuits that stem from your professional services such as your errors and omissions.

Workers Compensation

Making your workplace safe is certainly one of your top priorities.  Even so, accidents happen.  Having Workers Compensation insurance protects your company from litigation and covers injured workers’ expenses.

Commercial Auto Coverage

Covering your business vehicles against losses is an important part of your business insurance portfolio.  Many variations and options exist to assure that you have the right coverage on your vehicles for your particular operation.

Group Benefits

Health insurance has been a hot topic for some time, and group health insurance benefits are possibly more important to employees than ever. The professionals in our agency know the guidelines and can answer your questions to help you plan the best coverage for you and your company.

Business Umbrella

No matter how well you plan, accidents can still occur; and depending on the circumstances, the resultant claims against your business can far exceed your planned coverages. When this happens, it can put your entire business at risk unless you have an ‘umbrella’ for protection.