Typically, group health insurance coverage is provided by an employer to their employees. In some cases, group coverage may also extend to the employee’s dependents, such as a spouse or children. Generally, the employer will establish eligibility criteria, which could include factors such as hours worked per week or length of employment.

Enrollment in group health insurance coverage typically occurs during an open enrollment period, which is a designated period of time during which employees can sign up for coverage. If an employee experiences a qualifying life event, such as getting married or having a child, they may also be able to enroll in coverage outside of the open enrollment period.

During enrollment, employees will typically be able to review different health insurance plan options and choose the one that best meets their needs. The employee and the employer will then each contribute a portion of the premium costs, with the employer deducting the employee’s portion from their paycheck. Once enrolled, employees will typically have access to the health insurance benefits provided by the plan, such as coverage for doctor visits and prescription medications.